Life is short, be kind, be the one.
I was reading another of a long list of motivational writings and it said the same things - If you want to be happy and successful do these things.
I suck at budgeting. I believe it is the single reason we are poor and continue to be poor. Seems like such a simple idea and yet I never do it. I never tell my money where to go and before I know it, it is all gone.
One of the first important principles in the classic, Richest Man in Babylon, is to pay yourself first. When I first read this passage as a young adult, I had zero debt and zero obligations. I decided to give this a try and put away 10% of everything that I earned.
I mentioned a few months ago that I had taken a class with our local church around finances and the lessons that I learned. I decided to ask my wife what she thought was the most important lesson from that class. Here were her takeaways:
“When you define your goals, you give your brain something new to look for and focus on.” - Darren Hardy
July and August have not been good months with regards to finance and health. To recount the last update, our furnace and A/C units gave out and we had to finance $8,000 to purchase units.
Over the last month I mentioned where I was at in my financial life; where I needed help, where I was not being healthy, where I was trying to improve.
Amazon Prime Day has to be the worst day for someone like me, who is trying to get his finances in order. It doesn't help that I have a couple of birthday's coming up. How am I supposed to resist all the tempting deals?
This one is about how to get out of debt. I have used some of these principles now to help begin the process of debt elimination. Would that I would never get into debt again, but I know myself too well!